NRDC has been working together with commercial banks to integrate climate finance approaches into their credit lending system. With the goal of fostering climate-friendly financial products, we supported domestic commercial banks to develop carbon sink pledged loan to finance local communities for their sustainable forestry programs. We also supported local bank to upgrade eco-industrial park loan to attract more textile factories to move into a new eco-industrial park, which is equipped with environment- friendly infrastructure and a cleaner power supply. Both products provide affordable and more accessible financial resources for decarbonization activities. To assist commercial banks in incorporating climate factors into their management and operational processes, NRDC and partner banks are also studying on how a commercial bank can become more climate-friendly from a policy, lending risk mitigation and product development perspective. The findings will be included in a report to be released by the end of this year.